Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

Over the years we have established strong professional relationships with lawyers, mortgage brokers, insurance agents, surveyors, home inspectors, architects, engineers, contractors, movers and many others involved in the home buying process. We are always prepared to stay on top of the market. Through our memberships in many key organizations we stay well informed on what is new and important.

We are here for you around the clock. Our full service office team is available to you 24/7.

As Your Buyer's Agent, We Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Buyer's Agent Definition

A real estate agent hired to work in the best interests of a buyer in a real estate transaction, commonly known as a buyer's agent. The agent's loyalties are with the buyer. It is the agent's duty to share with the buyer all information about the property and/or seller that may assist the buyer make decisions regarding the transaction. Agent status must be disclosed to all parties.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late.
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Choose a REALTOR® that you trust and who understands your needs.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.